EU Payments compliance software
Organise PSD2, the SCA RTS, EMD2, instant payments and accessibility duties in one workspace. Give payment and e-money teams a shared view of the evidence.
14-day Professional trial · no credit card required
A practical way to move forward
One workspace for the requirements, the people doing the work and the records behind your next review.
Work through the PSD2, RTS, EMD2, instant payments and accessibility requirements, cited by instrument and article. Each one says who it applies to, so rows outside your authorisation are marked not applicable with a recorded reason.
Assess the decisions the instruments leave to your firm, from the SCA exemptions you apply to how safeguarded funds are reconciled. Use the results to focus follow-up with product, finance and operations.
Schedule recurring work such as fraud reporting, exemption monitoring, safeguarding reviews and the annual instant payments report, with owners and dates. Connect incident and outsourcing records from the wider platform.
The detail behind the dashboard
Move from a progress summary to the records that support it. Keep the next conversation focused on the work that needs attention.
Screens show example data. Shared platform features and availability depend on your plan.
See it with our team
Start with the right scope
PSD2 and its SCA RTS apply to payment service providers in the EU, EMD2 adds duties for e-money issuers, and the Instant Payments Regulation and the Accessibility Act reach specific services. Duties differ by provider type, so confirm which apply to your authorisation.
EUR-Lex: PSD2, Directive (EU) 2015/2366 (opens in a new tab)Use the work you already have
Explore shared requirements and download a CSV. A mapping identifies related work; it does not certify compliance.
A row means the two requirements cover the same ground, so one implementation and one set of evidence can usually serve both. It does not mean satisfying one certifies the other: each framework keeps its own scope, wording and assessment, and some requirements have no counterpart at all. Treat this as a starting map for planning, then confirm each row against the requirement text.
Every PSD2 duty for a payment or e-money institution: authorisation, safeguarding, SCA and its exemptions, DORA incident clocks, complaints and reports.
What already applies, from verification of payee to daily screening of users, and what euro-area firms must offer by 9 April 2027.
The seven criteria that decide whether a payments incident starts the DORA clocks that replaced PSD2 Art. 96 reporting.
Before you get started
Want to discuss your framework and current process?
Talk it through with usNo. Venvera is a compliance workspace that records obligations, owners, status and evidence. Payments, verification of payee and sanctions screening run on your own systems; the evidence they produce is attached to the relevant requirements.
Since 17 January 2025, credit, payment and e-money institutions and account information service providers report major ICT-related incidents under DORA instead of PSD2. Venvera records that decision on the PSD2 requirement, and the incident module tracks the DORA reporting deadlines.
Until then, PSD2, the RTS and EMD2 are the rules your supervisor applies. The new package was politically agreed in November 2025, with application expected around 2028. Evidence organised by requirement today can be reviewed against the new articles when they apply.
Yes. Bring your policies and supporting evidence into Venvera and link them to the relevant controls. Cross-framework mappings help you identify reusable work; your team still reviews whether the evidence meets each requirement.
The 14-day Professional trial includes up to five frameworks and unlimited users, with no credit card required. You can explore the controls, assess gaps and organise your compliance work. Framework modules are on paid plans; compare plans for feature availability.
EU Payments by Venvera
14-day Professional trial · no credit card required · up to 5 frameworks · unlimited users