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Solvency II: three pillars, governance and the ORSA

Solvency II splits into three pillars, and the one that lands on a compliance or risk function is Pillar 2, the system of governance. Capital and reporting stay with the actuarial and reporting tools that produce them; governance is what a supervisor tests as a process. Confirm scope first, then work through Articles 41 to 49: risk management, the ORSA, the four key functions, fit and proper and outsourcing. The ORSA is where reviews concentrate, so treat it as a repeatable process with a board approved policy and a record of each run. Score the whole system against a checklist before you choose software, and plan for the changes that arrive on 30 January 2027.

6 pages on Solvency II, in the order the work happens. Jump to the stage you are at, or read straight through.

Stop reading. Start scoring.

The free compliance check runs the Solvency II gap assessment in about five minutes and gives you a scored report you can take to a board meeting.

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